Unified Biometric System launched in Russia
RTLabs is the key technology partner of the project
The Unified Biometric System was launched in Russia on June 30. The system is a key component of remote identification mechanism allowing citizens to receive financial services remotely. The system development was initiated by the Central Bank of the Russian Federation and the Ministry of Digital Development, Communications and Mass Media of the Russian Federation. RTLabs is the key technological partner of the project.
EBS identifies users by a combination of two parameters – voice and face, allowing recognition of a living individual rather than simulation of his/her biometrics in the digital channel. To date, the face and voice are the most common biometric parameters available for the mass-scale use.
To get registered in the Unified Biometric System, a citizen will only have to visit the bank once. The bank staff will help him/her with the registration in the Unified Identification and Authentication System (ESIA) used to access the Unified Public Services Portal (Gosuslugi.ru), if the citizen was not registered with it earlier. After that, the assistant will take the user's biometric data – a photo image and voice profile – and upload them to the Unified Biometric System.
Once registered in the Unified Biometric System, the citizen can enjoy the remote services of any bank connected to it. To do this, the client just needs to type in the login/password used for ESIA and say a short verification utterance in front of the smartphone or computer camera. To be identified remotely, the user should have access to the Internet and a smartphone, tablet or PC with a built-in camera. No more equipment is required.
The accuracy of biometric identification in the system is guaranteed by algorithms of leading Russian developers of the biometrics software solutions winning prizes as a result of independent international tests. Major Russian banks participated in the system development.
The remote customer identification in the financial sphere is regulated by Federal Law No. 482-FZ of December 31, 2017, which amends Federal Laws No. 115-FZ of 07.08.2001 “On Countering the Legalization of Illegal Earnings (Money Laundering) and the Financing of terrorism” and No. 149-FZ of 27.07.2006 “On Information, Information Technologies and Information Protection”.
In the future, the Unified Biometric System will become a national platform for citizens’ convenient and secure access to public and commercial services. With the accumulation of data in the Unified Biometric System, the scope of its application in various fields will be growing. The most promising areas include financial sector, notaries, public and municipal services, healthcare, education, retail, e-commerce. The Uniform Biometric System will facilitate access to digital services for those who live in hard-to-reach regions and people with disabilities, reduce costs, and also improve the quality of such services. The use of the Unified Biometric System is a way to reshape the relationships among the state, organizations and the citizen.